Boost your score in a few months

Borrowell lets you check your Equifax credit score and report whenever you want, without hurting your credit rating.

You’ll get emails from Borrowell anytime your credit information gets updated, making it easy to track your progress.

If your score is lower than you’d like, you’ll also get personalized tips and tools to help you bump it up.

One Borrowell user, Oswald, took advantage of the free credit-building resources and bumped up his score by more than 100 points.

“I followed their advice and went from a 560 to a 680 in a few months,” he says.

Borrowell also offers hand-picked recommendations for loans and credit cards based on your current score, so you can get the best interest rate available even if your credit isn’t amazing.

Signing up is fast

Signing up for Borrowell takes three minutes. Just confirm your identity by answering a few multiple-choice questions about your bank and your background, and you’ll have instant access to your score.

You may be asked to provide the last four digits of your social insurance number, so it’s worth having your SIN card handy while you sign up.

Aside from that, you won’t need to have any other documentation on hand.

What people are saying about Borrowell

Borrowell currently has an A+ rating from the Better Business Bureau. Here’s what some Borrowell users on the Better Business Bureau’s website had to say:

Alt text

Alt text

Alt text

Alt text

Alt text

Don’t stay in the dark

There’s really no reason not to check your credit score. It’s free, it’s easy, and it only takes three minutes.

Even if you don’t think it matters right now, a low score could wind up costing you hundreds — or possibly thousands — in interest down the road.

So sign up for Borrowell and take control of your credit score today.

About the Author

Shane Murphy

Shane Murphy


Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.

What to Read Next

Canadian Homeowners: There’s Still Time to Save Big By Refinancing Your Mortgage

With mortgage rates near record-lows, you can save lots of money on your home loan.

How does refinancing a mortgage work in Canada?

With interest rates at record lows, you could be seriously overpaying for your home loan.

Using a gift letter for a mortgage down payment

A family member is helping with your down payment? Lucky you! But be sure you submit a gift letter.

Prime rate in Canada - what it is and what does it mean for you?

Banks use the prime rate to set interest for different types of loans.