And if you’re only making minimum payments every month, the amount you owe just keeps on growing.

But with the help of a free service called SmarterLoans, you can consolidate all of your credit card bills, pay off your debt faster, and save a huge amount in interest.

Clear out your debt with one simple move

SmarterLoans works with Canada’s top lenders to find you the best debt consolidation loan available for your unique financial needs.

With a debt consolidation loan, you’ll trade in all of your existing credit card debt for a single monthly payment at a lower rate.

Depending on how much interest you pay on your cards, consolidating your debt could save you thousands of dollars and shave years off the time it will take to become debt-free.

A simple way to break the cycle

Trying to chip away at your credit card debt little by little is a losing battle.

SmarterLoans will help find you the right loan to consolidate your debt and get back on track.

Even if you're just curious about your options, you can use their tool to get a free quote today.

About the Author

Shane Murphy

Shane Murphy


Shane is a reporter for MoneyWise. He holds a bachelor’s degree in English Language & Literature from Western University and is a graduate of the Algonquin College Scriptwriting program.